Core
Processing and Enterprise Systems for Today’s
Community Banks
The Complete Banking
Solution: DNA
The Foundation of Your Bank’s
Future For the banking needs of today and tomorrow
Innovative Design
The technology behind TCBS: DNA is designed to adapt to changes in your bank. When
your bank faces new regulations or seeks a new opportunity, our core processing
system is ready to meet that challenge. By using tiered architecture and a
smart client approach, TCBS minimizes maintenance at the branch level. Virtually all upgrades
and configurations can be made at your institution with minimal interruption at individual
workstations. Tiered architecture also allows us to deploy upgrades and additional
products remotely. Our technology is designed not only for the banking needs
of today,
but also for those of tomorrow.
Relationship-focused Because Open Solutions’ relational
database architecture is
person- and organization-centric instead
of account-centric, prospecting for new customers and needs-based
cross selling to existing ones is easier than ever. Complete,
accurate customer and corporate profiles and household information
enable you to provide timely and relevant offers directly to
your customers. Employees can share the knowledge of your customers’ preferences
and can easily add, view and prioritize valuable customer, prospect
and business relationship information. TCBS: DNA helps you create
and retain intimate, ongoing relationships between your valued
customers and your entire institution.
Flexible, Scalable, Powerful Our
powerful core technology provides unlimited scalability and puts
a world of information at your fingertips. Our relational database
is built for rapid data analysis and transactional throughput.
No other system offers comparable possibilities for real-time
performance.
Accelerated Processing Whether
a single transaction to one account or multiple transactions
to multiple accounts, transactions performed at any location
are processed instantly and committed to a central database.
Erroneous and duplicate data are virtually eliminated from your
database. Managing your data this way can significantly reduce
the frequency, volume and time needed for all processing.
Data Security and Privacy Enhancements To
help financial institutions comply with the Gramm-Leach-Bliley
Act and to help safeguard your customers against identity theft,
TCBS: DNA provides the ability to track and report employee query
activity. When the options are in use, the system records each
time an employee accesses a screen with a tax identification
number or queries on a name, account or a related account. Additional
sensitive data are encrypted and concealed within the database
to prevent loss of control of personal customer data.
Long-Term Value The
Open Solutions core platform delivers superior functionality
and scalability to all your operations, while giving your staff
more timely and relevant information about your retail and
business customers. The Complete Banking Solution: DNA also allows
you to respond rapidly to industry trends as your institution
grows. The speed, data capacity and integration capabilities
of TCBS make prospecting for new customers and needs-based
cross selling to existing ones easier than ever.
The American Bankers Association, through its subsidiary the Corporation for American Banking, endorses the check imaging and in-house and outsourced core processing solutions provided by Open Solutions as recommended solutions for community banks. This endorsement provides further assurance that our contemporary solutions and service delivery have been thoroughly researched, tested, and approved by bankers to support the industry's dynamic needs.
